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A month's income is 3000 yuan, how to pay back the 40 thousand credit card arrears?
1 borrow it from relatives and friends and pay it back slowly with half of your monthly salary.

Go to the bank for a loan, because the loan interest is lower than that of a credit card.

Let the intermediary pay you back, but it is not recommended, because the intermediary only does this when you are in a hurry, and the intermediary's handling fee is not low, and it should be brushed out immediately.

4 buy lottery tickets to win the prize