You can apply for a credit card without a social security card. The four major state-owned banks (Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank, and Bank of China) and China Merchants Bank are strictly audited in social security, education and job hunting. If the income is not high, there is no social security, the education level is low, and the job is unstable, it is recommended not to go to these banks to apply for credit cards.

If you have real estate, car, bank consumption records within three months or income certificates issued by enterprises, it is easy to apply for a credit card in a commercial bank as long as you show one of the above and have no black credit record. Of course, the more proof of asset income you show, the higher the credit limit of your credit card.

1, valid identification

Like the conventional treatment, the unemployed also need to provide their valid identity certificate, that is, a copy of their ID card. You must be between 18-60 years old and have full capacity for civil conduct.

2. Proof of deposit

Before you submit your credit card application, you can open an account with the issuing bank and deposit a certain amount of cash. The higher the amount, the better. When you apply for a credit card, the bank will have a certain repayment ability when it sees that you have a deposit, which will also improve your success rate.

3. Proof of residence

You can provide the bank with any of the water, electricity, coal or fixed-line telephone bills in the past three months. Applicants with personal property can also provide property ownership certificates. After submission, the possibility of approval will be greater and the amount will be higher. If you rent a house, you can provide a lease agreement for public rental housing.

4. Social security certificate

If you don't have proof of income, you can choose to provide personal income tax payment certificate or personal social security fund account payment details to the bank, or you can use it as proof of credit card.

Yes, it depends on the income level and the size of the company. You can apply online and let people from credit card companies come to the door to handle it, which is more likely. If you go to the bank by yourself, you need proof of the average salary in the last six months, which may not be possible.