Legal analysis: After the cardholder fails to repay the credit card debt, the bank goes to the court to file a civil lawsuit, and the court files a case to accept the lawsuit. Therefore, a case may be filed if the debt is less than 10,000 yuan.

Legal basis: "Several Provisions of the Supreme People's Court on the Publication of List Information of Dishonest Persons Subject to Execution" Article 1 If the person subject to execution fails to perform the obligations specified in the effective legal document and has one of the following circumstances, the people's court shall The court should include them in the list of dishonest persons subject to execution and impose credit penalties on them in accordance with the law:

(1) Those who have the ability to perform but refuse to perform the obligations specified in effective legal documents;

(2) ) Obstructing or resisting execution by forging evidence, violence, threats, etc.;

(3) Avoiding execution by false litigation, false arbitration, or concealing or transferring property, etc.;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;