1. When the credit card was sued, the bank did not list the other spouse as the defendant and would not freeze the spouse's bank card, WeChat and Alipay. Because my application for credit card and online loan has nothing to do with my spouse, I will repay it myself after the court decides.
2. At the time of prosecution, the bank listed both husband and wife as defendants and will freeze their bank cards, WeChat and Alipay. After the court's decision, both parties jointly repay the loan.