After the Industrial Bank credit card is overdue, if the customer wants to negotiate to repay the debt in installments, he can proactively call the hotline 95561, press the "0" key to transfer to manual service, and submit an application to the customer service staff.

Be careful to explain your personal situation clearly first, indicating that you are not deliberately late in repaying, but that you do not have the ability to repay. At the same time, remember to express your willingness to actively repay, and finally propose to extend the repayment period. , Application for repayment of arrears in installments.

Customers can also provide certain information for support during negotiation, such as unemployment certificates, labor contract termination certificates, etc. Industrial Bank will consider it as appropriate.

Introduction

Industrial Bank Co., Ltd. ("Industrial Bank") was established in August 1988. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. 1. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 601166), with its head office in Fuzhou.