when a user applies for a credit card (debit card), the application materials do require the user to fill in the marital status, and it is enough for the user to fill in it truthfully. For banks, when reviewing loan information, marital status will only be verified through credit reporting. Some users are married, but the marital status of the credit information has not been updated. This situation will not affect the audit results.

the bank only pays attention to whether the applicant has good credit information and certain repayment ability, and whether the applicant is married or not is not the focus of the audit.