What you want to ask is whether it's true that Industrial Bank calls four days late to pay the local laws? No, it's not true.

It is basically a fake that Industrial Credit Card is overdue and handed over to the law firm. There are no other consequences except the consequences of overdue collection.

1, Industrial Bank's credit card is overdue for 4 days, which may affect personal credit information. Because the credit card repayment grace period is only three days, the cardholder fails to pay the minimum repayment amount within three days after the repayment date, which is overdue.

2. Once the credit card is determined to be overdue, it will generate liquidated damages and interest, and it will also affect the cardholder's personal credit and subsequent loan application. It is recommended to return the money to the credit card as soon as possible.