The 23rd of each month is the billing date of Minsheng Bank, and the consumption before the billing date is the current consumption, that is, the consumption before the 23rd will be settled on the 23rd.

The 20th day from the next day of the bill is the final repayment date, that is, the 20th day of 24th, and the payable amount of the bill settled on 23rd should be paid off.

The last repayment date, also known as interest-free repayment date, refers to the period from the bank bookkeeping date to the current bill repayment date for transactions other than cash and transfer settlement.

Extended data

Consequences of overdue repayment of credit cards

1, non-malicious, small, short-term overdue

Bad credit card records are non-malicious, small, short-term overdue, etc. , and the People's Bank of China will not keep this record. As long as the card friends have been using it normally for 24 months, they can cover the bad credit records that were not serious two years ago.

2. Malicious overdraft, large amount, overdue.

The bad record of credit card is malicious overdraft, which is large in amount, bad in nature and serious in circumstances. It will take five years to eliminate it.