Hello, the following may be the consequences of an overdue credit card:

1. You need to pay liquidated damages and overdraft interest.

There is a grace period of 1-3 days on the credit card repayment date. Repayment within the grace period will not have any impact. Repayments after the grace period will require liquidated damages and overdraft interest, calculated from the next day on the repayment date.

2. Overdue payments will be recorded in the personal credit report.

Exceeding the grace period will be recorded in the personal credit report.

3. Affects personal overall score.

Overdue credit will affect your personal comprehensive score, which will affect your credit limit and your qualifications for temporary credit.

Finally, if the overdue amount is occasional and the overdue amount is not serious, for example, if it is paid off within one week after the grace period, the credit limit will not be reduced. Banks regularly evaluate customers' financial status and generally adjust the limit once every six months or a year. Short-term occasional actions will not affect the fixed limit, but the temporary limit will be affected.