First, the starting conditions:

1. Installment payment service is only available to individual credit card customers of our bank.

2. Single consumption of RMB or HK$ 65,438+000 in 600 yuan, USD or EUR.

Second, the opening process:

1, merchant POS

When spending by credit card, ask the cashier for installment payment, and inform the cashier of the installment schedule, which will be handled by the cashier.

2. Telephone banking business

After spending by credit card, dial 95588→ 1 choose Chinese →9 choose manual →4 choose "credit card service" → notify customer service staff to handle installment payment → confirm customer identity → inform customer service staff of the consumption amount and installment number → complete the application.

3. Commercial outlets

After spending by credit card, you can fill in the "Application for Installment Payment" at the designated outlets of ICBC at any time three days before the due repayment date with your peony card, ID card and consumption voucher.

Extended data:

FREQUENTLY ASKED QUESTIONS

1, installment transaction amount+handling fee ≤ available credit card account;

2. During the installment period, if the credit card account fails to repay the minimum repayment amount twice (postponed 1 time), the installment payment will be stopped, and all the remaining installments will be credited to your credit card account;

3. In order to maintain a good credit record, repay the loan on time after installment. If it is difficult to repay in the current period, you can also choose to repay only the minimum repayment amount, not counting the number of defaults.

4、? If the national loan interest rate is adjusted, the installment fee rate will be adjusted accordingly.

China Industrial and Commercial Bank-Peony Credit Card Installment Payment?