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What is the monthly transaction limit for China Bank Card?

If the user identity authentication method is different, the unified quota set by the system will be different.

Customers can set their own transaction limits lower than the unified system limit through the mobile banking service setting function. At present, the upper limit of this limit on the bank side is 500 million yuan in daily accumulation, 50 billion yuan in annual accumulation, and the maximum daily accumulation of 100,000 transactions. At the same time, if the customer's daily cumulative limit of transfers to others exceeds 300,000 yuan, the system will prompt the customer when the transfer transaction is submitted.

The transfer transaction limit of Great Wall Credit Card is controlled by the limit of its card issuance system. Currently, the maximum single and daily cumulative transfer limit of the card issuance system is RMB 5 million.

Mobile payment limits will be set separately according to different merchants and card types (debit cards, Great Wall cards, BOC cards, etc.) under the above limits. Details are subject to relevant merchant announcements.

Extended information:

Intra-BOC transfers and remittances, private-to-business transfers, non-related credit card repayments, and active collection transactions*** enjoy a unified daily cumulative transaction limit.

The mobile transaction code (WAP version) security authentication tool that has been marked means that it is suitable for the mobile banking WAP channel, and the mobile transaction code security authentication tool that is not marked means that it is suitable for the mobile banking client version.

Customers applying for investment service functions such as mobile banking foreign exchange, third-party custody, account precious metals, funds, treasury bonds, B-share bank-securities transfers and other investment service functions should be prerequisite for opening the corresponding investment service function at the counter.

When customers operate specific functions such as foreign exchange trading, third-party custody, funds, treasury bonds, and B-share bank-securities transfers through mobile banking channels, they must abide by the corresponding transaction rules and business regulations formulated by relevant regulatory agencies, and When using this transaction for the first time, sign the relevant agreement with Bank of China Mobile Banking and confirm it through the dynamic password.

Reference: Bank of China official website-Bank of China Co., Ltd. Mobile Banking Business Rules