The solution is actually very simple, even the bank has told you how to solve it. Almost all users who can't use the machine to swipe their cards will receive a short message from Guangfa. The general content is: Your consumption at a specific merchant is risky and the transaction fails ... Please use other payment methods.
Well, if other trading methods are used, offline machines will not work. Then online payment, Alipay, Meituan, WeChat, e-commerce and other payments will not be affected. Then you can pay in these ways. Card-free shortcuts are not restricted by bank risk control rules.
Then I swiped my card, and I can swipe my card normally with the online card-free shortcut software. At present, some payment companies' products support online credit card swiping, such as face-brushing payment, China UnionPay Express and UnionPay.
That's because Guangfa has imposed restrictions on some merchants, but the scope of this restriction is very wide, including almost all offline POS machines. Using online wallet to complete consumption is more in line with consumption habits. Online wallets include WeChat (payment to aggregation code), Alipay (payment to aggregation code) and Easy Wallet (it takes a lot of seconds to brush your face to activate YP750700000020-YP750700000820). Guangfa credit card
How to break the consumption restrictions of specific businesses
1. Open and discover the wonderful client → Home page → Local life → Slide down and find the special merchants of Guangfa cooperation.
2. A small number of acquisitions by supermarkets, Carrefour and Wal-Mart to nearby listed companies.
3. Active small installment 1-2, divided into 6 months.
4. Guangfa Mobile Bank opens Guangfa Club, uploads face recognition, and the system prompts that the restriction will be lifted after the upload is successful.
5. Spend more on the fast payment channel. Express payment is a payment method that directly signs contracts with banks, such as WeChat, Alipay and JD.COM.
6. Restricted transactions can be resolved by issuing a new card after the card is cancelled.
7. Cancel Guangfa Credit Card and release the credit line to other banks.
First, large-scale commercial super consumption
You can go to the local listed big business to brush it several times, even if you are afraid of a few dozens of consumption!
Second, online consumption of credit cards
In fact, I have already given a hint from the short message of Guangfa quota, how to solve the quota problem! It is recommended to use other payment methods. At present, some machines on the market are fixed businesses. It is not recommended to use scanning code for machines like this. Too much use will easily lead to risk control. Another kind of mobile phone POS that can swipe the card online automatically generates a QR code to match different merchants to scan the code, which can effectively reduce the probability of risk control!
Third; Qian Yue guangfa hui
Download the Guangfa Bank app instead of feeling wonderful!
After logging in to the Guangfa Bank app, find Guangfa Hui in the life service, and click Open. But the opening condition is that you need a Zhang Guangfa savings card. If not, you can open an account online.
Fourth; Special merchant consumption
Looking for local life in the discovery of wonderful apps, we can see that there are local businesses cooperating with Guangfa Bank. You can spend a few strokes when you have time. This method is not only possible to lift the restrictions on GDB cards, but also helpful to increase the amount!