Current location - Trademark Inquiry Complete Network - Overdue credit card - I have returned the Bank of Communications credit card. Why is the available cash advance amount 0?
I have returned the Bank of Communications credit card. Why is the available cash advance amount 0?
It should be that the repayment has not arrived yet, and the corresponding limit can only be restored after the credit card repayment account arrives. The credit card repayment sequence is as follows:

1. bill for the same period: the repayment order is annual fee, interest, handling fee (installment or cash withdrawal), cash withdrawal principal and credit card consumption principal. That is to say, if the cardholder both swipes the card and withdraws cash in the same billing cycle, the repayment amount will give priority to the repayment of interest, handling fee and cash withdrawal principal, and the remaining amount will be repaid by swiping the card.

2. Different billing cycles: If the withdrawal date falls within the next billing cycle, you need to repay the credit card consumption amount of the previous period first, and then repay the withdrawal interest, handling fee, withdrawal principal and current consumption amount.