Credit card account balance refers to the available limit of the credit card. The credit card limit, also known as the available limit of the credit card, refers to the maximum amount that can be used by the credit card held. It includes the credit limit (that is, the maximum amount of overdraft that can be used by the credit card). limit) and the amount deposited to the credit card.

The available balance of a credit card refers to the amount that has been consumed but has not yet been repaid (including interest and late fees). If it is a negative number, it means that the repayment is too much, the excess. The account balance is the amount that has been overdrawn, and the available balance is the amount that has not been overdrawn and can still be used. The available balance is also the available amount. Extended information

Calculation method

Available limit = credit limit approved by the bank - outstanding balance on bills that have not yet been paid - amount of transactions that have not been recorded but have occurred - other related interest and fees.

Note: The unpaid credited amount refers to the amount of card transactions that have been billed but you have not yet returned; the accumulated amount that has been used but not credited refers to the amount of card transactions that have occurred but have not yet been billed. ;Other related interests and fees refer to interest on cash withdrawals or installment payments.