I. Cumulative Rules for Credit Card Points of Shanghai Bank
1, multiple points include two parts, the original points enjoyed by the cardholder and the extra points given. Cardholders will enjoy the original 1 times points and the "extra" 4 times points (5 times in total) when spending at the designated merchants with 5 times points.
2. According to the rules of credit card points activity of Shanghai Bank (version 20 12), cardholders can get 7 points for every RMB 1 yuan and every US dollar. If there is any adjustment, please refer to the rules of credit card points activity of Shanghai Bank. The multiple integral in this plan is calculated by multiplying the consumption amount by multiple.
3. If the goods or services purchased by credit card are returned for any reason, or the money is returned due to signing disputes or other reasons, Shanghai Bank has the right to deduct points in proportion to the amount of the returned money.
4. The integral of the main card and the auxiliary card can be calculated together. When a cardholder holds two or more credit cards, the accumulated credit card spending points of each card can also be calculated together. If the cardholder has both a personal card and a business card, the points of the personal card and the business card shall be calculated separately.
Two, Shanghai Bank credit card points the following items will not be accumulated.
1. Annual fee of Shanghai Bank's credit card, revolving credit interest, cash principal borrowed in advance (including handling fee and interest), expenses arising from overdue repayment (such as liquidated damages and interest) and other expenses agreed in Shanghai Bank's credit card collection contract.
2. Transactions between real estate agents, various motor vehicle dealers, fuel dealers, fuel vending machines and other wholesalers.
3. Withholding and remitting the service fees of TV and public utilities paid by telecom and cable TV.
4, charity, lottery, hospitals, schools, government service transactions.
5. Online payment and mail order installment transactions.
6. Non-profit business transactions.
7. Other transaction types specified by Shanghai Bank Credit Card Center shall be subject to the transaction code set by Shanghai Banking System.