Nowadays, many merchants will apply for WeChat payment codes in order to make it more convenient for customers to pay with credit cards. However, applying for this collection code requires many steps. Let’s take a look at how to activate it and what to pay attention to when activating it.

How to activate credit card payment for personal payment

1. Find the "Merchant Service" option in the Alipay My interface and click to open it;

2. Find the "Huabei Collect Money" option in the merchant service interface and click to open;

3. Find the "Open Credit Card to Collect Money" option at the bottom of the Huabei Money Collection interface and click to enter;

4. Fill in the relevant information in the credit card payment interface. After completing the filling, click "Agree Agreement and Submit" below to complete the activation of credit card payment.

Steps to activate credit card payment function on WeChat

1. Enter the application page of WeChat, select the official account platform, and then click WeChat payment;

2. Follow the requirements , fill in the "basic merchant information", "business review information", "financial review information" and other information;

3. Sign the commitment letter. After the information is reviewed and approved, download the commitment letter template according to the guidelines and sign Sign the agreement after stamping;

4. Confirm the merchant information and sign the WeChat payment service agreement online. There is no need to mail the contract. The review time for each stage is 7 working days. You can open WeChat after the merchant identity is successfully reviewed. Credit card payment function.

Users can also open the WeChat Merchant Edition for credit card collection. The WeChat Payment Commercial Edition is a WeChat payment collection product that merchants can activate on their own without development. It supports customers to pay with credit cards. The specific activation is The method is as follows:

1. The user has applied for a merchant number: log in to the merchant platform on the computer, sign a contract in the Product Center - Product Directory to open the WeChat payment commercial version;

2. The user has not applied. Merchant account: Go to "More" - "Become a Merchant" in the menu bar at the bottom of the WeChat payment official account on your mobile phone, and click Activate Now to apply to become a WeChat payment commercial merchant.

It should be noted that 4 types of materials need to be prepared before applying, including business license, organization code certificate, legal person ID card, and settlement bank account. And depending on the identity of the applying merchant, the materials provided are different, as follows:

1. Enterprise: business license, organization code, legal person ID card, settlement bank account

2. Individual Industrial and commercial households: business license, ID card of the individual responsible person, bank card of the individual responsible person

3. Individual small and micro merchants: front and back of the ID card, bank card, account number, front door and in-store photos of the opening bank

Upload After filling in the relevant information, click Complete to submit for review. The WeChat Pay team will respond within 3 to 7 working days. After the review is completed, the WeChat Pay official account will send the review results.