First of all, the principle of exchanging credit card points for cash is very similar to the behavior of collecting garbage in reality. Generally, the acquiring institution finds a good delivery channel to allow customers to exchange designated goods, gifts, coupons, etc. In the credit card center or APP of the Bank of official website, then recycle it according to a certain proportion and then sell it to earn the difference. After all, there are tens of millions of credit card points donated by banks. Professional credit card points agents will help customers choose completely free coupons or gifts for customers to redeem and then buy. For example, bank credit card points can be exchanged for a certain amount of steel, which can be used directly as cash. The buyer directly buys 10 yuan steel coupons at 7-8.5 meters to realize the realization of credit card points.
Second, after understanding the principle of credit card redemption, you can easily see through the scam of credit card redemption on the Internet. In short, if you want to redeem credit card points, you must redeem gifts and then sell them, unless you operate them on official website or APP. Bian Xiao has been engaged in this industry for 3 years, and has never seen direct bank credit card points can be directly exchanged for cash (unless you exchange annual credit card fees)!
3. No matter the name, card number, or other user or account information, they are all entered into the mobile phone software developed by the bank for operation, and the user's mobile phone verification code is required for each login. Even if you enjoy the customer service assistance of the exchange platform, it is impossible to log in to the user's account without the customer's permission and the new mobile phone verification code. This ensures the security of users' accounts, and users can operate the exchange with confidence. At the same time, we also hope that users can understand the moderate operational complexity brought by security.