You can handle it. Meet certain conditions, such as the credit card is not overdue and the transaction amount is within the specified range. It should be noted that there will be a handling fee for applying for installment. Please ensure that the repayment ability will not change before the specified number of installments are paid off in full. China Bank's credit card processing is relatively simple. As long as you provide valid identity documents and personal information (including address, mobile phone number, etc. ) and your bank card number, you can complete the processing at China Bank outlets or official website.