Hello, the main differences are as follows: 1, and the loan amount is different: the credit card can only withdraw 50% of the amount at most, and each card can only withdraw 2000 yuan per day. The loan amount of advance cash is close to 80% of the credit limit, and some banks will temporarily increase the credit limit of cardholders before advance a certain proportion of cash, which is equivalent to 100% of the original credit limit.

2. Different charges: Another advantage of cash advance business is "interest-free" and "interest-free". After the credit card is cashed out, the bank charges interest and handling fee at the daily interest rate of 0.5 ‰; After the credit card advances cash, the cardholder only needs to pay the installment fee, which is similar to the installment fee of the credit card installment shopping business.

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