Friends who like to travel to Europe would like to apply for a Euro credit card to facilitate consumption in Europe. However, banks generally issue US dollar credit cards. Do you know which banks have Euro credit cards? Which bank has better Euro credit cards?
Which banks have Euro credit cards?
Euro credit cards are still quite rare, and most mainstream banks do not issue Euro credit cards. Currently, only Bank of China, China Construction Bank and China Minsheng Bank have Euro cards. Let’s take a look at the real features of these cards.
1. Bank of China-BOC Great Wall International Card Euro Card
Card Information
1. RMB/Euro dual currency, Visa/MasterCard optional< /p>
2. The maximum account period is 50 days, chip/magnetic strip is optional
3. The annual fee for the regular card is 12 euros, and the annual fee for the gold card is 22 euros. If you use it five times in the same year, it will be waived. Fee
The Bank of China Great Wall International Card is a chip (EMV) credit card and a euro single-currency credit card. When you hold this card to make purchases in euro area countries, it is denominated in euros and settled in euros, so you can waive the fee. Foreign exchange losses incurred from previous USD card or Hong Kong dollar card transactions.
In addition, you can enjoy interest-free installment repayment discounts of up to 24 months when you use this card to make purchases around the world. In terms of repayment, cardholders can use Euros or directly choose to repay in RMB.
2. China Construction Bank-European Travel Credit Card
Card Information
1. RMB/Euro dual currency, MasterCard
2 , The maximum account period is 50 days, only magnetic stripe
3. The annual fee for Gold Card is 160 yuan, the annual fee for Platinum Card is 580 yuan, and the annual fee is waived for 18 transactions
European Travel Card It is a RMB/Euro dual-currency credit card that can be used globally at home and abroad. Use this card to make purchases or withdraw cash in Eurozone countries and settle directly in Euros. You can save 1.5% of the foreign exchange fee. All foreign currency transactions can be automatically purchased. If you record your account in RMB, you only need to repay it in RMB.
In addition, this card not only enjoys the excellent functions, rights and services of the Dragon Card credit card, but also enjoys a wealth of exclusive special rights and services such as travel to Europe, business, and study abroad.
3. Minsheng Bank - International Student Credit Card Euro Card
Card Information
1. RMB/Euro dual currency, UnionPay + MasterCard
2. The maximum account period is 50 days, only magnetic stripe
3. The annual fee for the gold card is 300 yuan, the first-year annual fee is waived, and the annual fee for the next year is waived after spending 5 times
Minsheng Overseas Student Credit Card Euro Card is a RMB/Euro dual-currency card that can be used globally at home and abroad. Overseas card swiping saves high foreign currency transaction fees while avoiding secondary exchange rate risks, and all foreign currency consumption can be easily repaid in RMB.
In addition, the card exclusively provides international students with a full set of preferential services for studying abroad, especially ultra-low discounts on laptops, electronic dictionaries and other study abroad supplies, international air ticket discounts, excess checked baggage, and global express discounts. It provides a number of special rights and interests such as RMB 3 million aviation accident insurance as a gift.
Editor’s note: From a comprehensive comparison, ICBC’s Euro dual-currency card is more reliable, with low handling fees, low annual fees and card swiping requirements, and many outlets.