1. What are the requirements for an Agricultural Bank of China renovation loan?

A stable job is required.

The Agricultural Bank of China can apply for a renovation loan. The application generally needs to meet the following conditions: the applicant has successfully applied for a housing mortgage loan from the Agricultural Bank of China; has a stable job and source of income, and the main loan recipients are working-class people; the application The scores must meet the admission standards; the borrower has a legal ID card, including a second-generation ID card or a valid ID card, and has a permanent residence and fixed address in the lending bank; a good personal credit record, and the ability to repay the loan principal on time. The guarantee must be passed Approved by the Agricultural Bank of China; "Home Decoration Project Contract" signed with the decoration company, or "Kitchen and Bathroom Equipment Purchase Contract" signed with the decoration material supplier, or provide a home decoration budget.

In order to better meet consumers’ home decoration installment payment needs, some banks have launched installment payment services, targeting those who live in large and medium-sized cities, have just bought a new house, have no money for decoration, and have a good credit record crowd. The general limit is 100,000-200,000, and the maximum installment for a single product. However, it should be noted that applicants must be civil servants, teachers, full-time bank employees, and companies with registered capital of more than 30 million to be eligible for the loan period of 12 months and 24 months. For the most comprehensive list of banks nationwide that can apply for home improvement installment payments, please view EasyLoanChina's 2009 personal loan product selection.

Applying for credit card installment payment for home decoration will also be subject to certain restrictions, namely the services and product partners selected by consumers. If the selected merchant is not a home improvement installment payment partner, please pay in installments. What other conditions must be met for this? real estate! As a mortgage guarantee, home buyers need to provide real estate certificates or real estate sales or pre-sale contracts, home purchase invoices, bank loan contracts, etc.

Consumers must fully understand bank loan limits and consumption limits, repayment issues, liquidated damages and other issues. Once you apply for the credit card home improvement installment payment quality and after-sales service. After all, the money has been given, and quality problems during the decoration process can be easily solved in time.

2. What are the conditions for an Agricultural Bank of China loan?

The basic conditions that need to be met for loans from the Agricultural Bank of China include the following:

1. Be 18 years or older and have full capacity for civil conduct;

2. The personal credit is good, and there are no bad records in the credit report (the credit report in the past two years will mainly be reviewed);

3. Have a stable and legal source of economic income, and have the ability to repay the principal and interest of the loan on time. .

Different loan products may have different specific requirements. For example, if you are applying for a mortgage loan, you must also provide assets and items with a certain value to serve as mortgage guarantees.

3. What are the conditions for a small personal loan from the Agricultural Bank of China?

Sannong loans are generally not available