After the special reserve fund for Ping An Credit Card arrives, it is suggested to deduct the previous arrears, but the amount of special reserve fund for consumption in my account is still the same as when I applied. 1. The reminder message of deposit arrival will be automatically sent by the system, and the amount displayed in the bill will be displayed as the total amount of applied deposits, and the remaining amount after offsetting the arrears is within the available amount of the account;

2. The reserve fund does not need to be repaid in separate installments, but will appear in the credit card bill, as long as it is repaid according to the bill;

3. Once Ping An Credit Card has a large consumption, you can apply for installment repayment through SMS invitation, and you have already applied for installment repayment when applying for reserve fund. You don't need to pay attention to the installment SMS invitation after consumption.