Can WeChat pay back the credit card?
Log in to the WeChat client.
click "me" → wallet → credit card repayment;
select the credit card to be repaid or add a credit card → enter the repayment amount → click Repay Now to complete the repayment.
since wechat credit card repayment function was launched, various functions have been continuously improved, and it has supported online inquiry of credit card bill amounts of 22 banks including China Bank, Bank of Communications, China Merchants Bank, Industrial and Commercial Bank of China, Minsheng Bank, Shanghai Pudong Development Bank, China CITIC Bank and Huaxia Bank.
provide more convenient repayment service for credit card users; Wechat credit card repayment innovatively launched special functions such as scheduled repayment and crowdfunding repayment.
among them, by making an appointment for repayment, the user can deposit the repayment funds into Tencent Licaitong for appreciation before the repayment date.
automatic repayment to credit card account before maturity; At the same time, through crowdfunding repayment, users can invite friends to repay for themselves and make repayment; At the same time, you can also invite friends to repay for yourself.
is it ok to pay by wechat and return the credit card?
you can use wechat to pay back your credit card.
1. click "I" on wechat.
2. On the displayed page, click "Pay".
3. you will see various services of Tencent, and then select "credit card repayment".
4. Click on all the credit cards you have bound after entering, and select the one you need to return.
5. Enter the repayment amount
6. Click Repay Now.
can wechat pay back the credit card directly?
wechat can pay back the credit card directly.
credit card repayment can be made by wechat. Wechat has the function of returning credit cards. Users can transfer money to credit cards through WeChat. It should be noted that there is a certain handling fee for returning credit cards through WeChat. Users don't want to pay the handling fee, so they can choose mobile banking or online banking to return the credit card. There is no handling fee for these two ways to transfer money.
in addition, credit card repayment is paid by wechat, and the repayment funds generally arrive in real time, which will be delayed in special circumstances, but usually arrive within 2 hours.
WeChat is a free application that Tencent launched on January 21st, 211 to provide instant messaging service for smart terminals. It was created by the product team of Tencent Guangzhou R&D Center led by Zhang Xiaolong. Wechat supports fast sending of free voice messages, videos, pictures and texts across communication operators and operating system platforms. At the same time, it can also use service plug-ins such as "Shake", "Friends Circle", "Public Platform" and "Voice Notepad" which enjoy streaming media content through * *.
By the end of the second quarter of 216, WeChat had covered more than 94% of smartphones in China, with 86 million monthly active users covering more than 2 countries and more than 2 languages. In addition, the total number of WeChat public accounts of various brands has exceeded 8 million, the number of mobile application docking has exceeded 85,, the advertising revenue has increased to 3.679 billion yuan, and the number of WeChat payment users has reached about 4 million.
wechat provides functions such as public platform, circle of friends, message push, etc. Users can add friends and pay attention to the public platform by "shaking", "searching for numbers", "people nearby" and scanning QR code. At the same time, wechat will share the content with friends and share the wonderful content seen by users to the circle of wechat friends.
credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
can wechat repay by credit card?
yes.
credit card repayment can be made by wechat. Wechat has the function of returning credit cards, and users can transfer money to credit cards through Wechat. It should be noted that there is a certain handling fee for returning credit cards to Wechat. Users don't want to pay the handling fee, so they can choose mobile banking or online banking to return the credit card. There is no handling fee for these two ways to transfer money. In addition, credit card repayment is paid by WeChat, and the repayment funds generally arrive in real time. In special circumstances, the payment will be delayed, but it usually arrives within 2 hours.
operating environment:
brand model: iPhone13
system version: iOS15.3.1
app version: v8..18
the repayment steps with wechat are as follows:
first, open wechat and enter my wallet.
second, slide your finger to the left to turn to the next page, or click the next page directly.
3. Choose a credit card for repayment. When you use it for the first time, you must first add a credit card for repayment, enter your credit, choose a bank, fill in your name, and choose a repayment reminder date.
4. After adding the credit card (you can skip this step in the future), after adding the credit card successfully, enter the amount to be repaid and the payment password. Of course, you can change the payment method. You can pay in small change or by bank card.
the wechat cash withdrawal fee implemented by wechat since March 216 has reduced the enthusiasm of many users to transfer money through wechat, because the transfer amount is directly entered into wechat change, and if you don't spend it, you have to pay the withdrawal fee. In this regard, WeChat actively released consumer tips, and the change can be directly used for credit card repayment. This move is also to follow Alipay's practice of allowing users to pay their credit cards directly with the balance, so as to attract consumers to leave their spare money in the WeChat channel.
there are the following repayment methods by credit card:
1. repayment is made through the deposit function of ATM.
insert the credit card into the ATM and deposit the cash into the credit card account to complete the repayment.
2. Repayment through online banking and mobile banking.
login to online banking or mobile banking, and transfer money to the credit card by using a savings card, so that the repayment of the credit card can be completed.
Third, make repayment through third-party payment software such as Alipay and WeChat.
As long as the credit card is bound to Alipay and WeChat, the cardholder can make credit card repayment through Alipay and WeChat. It should be noted that Alipay and WeChat have a free limit on credit card repayment. If the repayment amount of this month does not exceed the free quota, there is no need to pay the handling fee; If the repayment amount exceeds the free amount this month, Alipay and WeChat will charge a handling fee for the excess amount.
4. Repay through the automatic repayment function of the credit card
Bind a savings card with the credit card and set an automatic deduction date. If the cardholder needs to repay the credit card bill this month, the bank will automatically debit the savings card on the automatic debit date to repay the credit card bill. Note that the balance in the savings card cannot be less than the bill.
that's enough for the introduction of wechat's credit card repayment.