2 years. That is, after the cardholder applies for a card, Rakuten Credit Card Company will issue a credit card valid for 2 years to the cardholder. If the cardholder maintains a good repayment record and credit status during the validity period, and does not violate the credit card usage rules, laws and regulations, Rakuten Credit Card Company may automatically renew and renew the cardholder before the validity period expires. Validity period.