According to the brand, it is divided into Peony UnionPay Card, Peony Visa Card, Peony MasterCard, Peony American Express Card, Peony JCB Card and other brand cards.
According to the issuing object, it is divided into company (business) card and personal card, in which personal card is divided into main card and subsidiary card attached to main card (subsidiary card). According to the repayment responsibility, it can also be divided into corporate responsibility business card, corporate responsibility personal card and personal responsibility personal card.
According to the credit rating, it is divided into platinum card, gold card and ordinary card.
According to the account currency, it is divided into RMB card, dual-currency card and multi-currency card.
According to whether it is joint (identification), it is divided into joint (identification) cards and non-joint (identification) cards.
According to the information carrier, it is divided into magnetic stripe card, chip card and magnetic stripe chip composite card.
According to whether there are color photos on the card surface, it is divided into color cards and non-color cards.
According to the specifications of the card, it is divided into standard card and special card.
How many kinds of cards does ICBC have? Divided into two categories according to their functions: credit cards and debit cards.
Classification and functions of credit cards and debit cards;
1. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.
2. Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.
How many kinds of credit cards are there in China? Hello, if you apply for China Merchants Bank credit card, because there are many types of cards, we will send you the relevant website of the card type here, as follows:. cmbchina。 /product/cardlist.aspx？ You can check whether there is a card you want to apply for. Ordinary ordinary cards are free of annual fees in the first year of opening an account. You can reduce the annual fee for the second year by swiping six cards in the first year, depending on the date of account opening. For example, the validity period of the card is 14 to 17, so it is 14.
There are many types of credit cards, including: Puka, Gold Card, Titanium Card, Platinum Card (Diamond Card) and Unlimited Card (World Card). Most banks' credit cards/new cards are free of annual fees in the first year, and they spend/withdraw cash for six times in the first year, and the annual fees are automatically reduced or exempted in the next year, and so on. The card activation date is the first day of the annual fee cycle. You can log in to Bank official website, go to the bottom of the page, and click "Charge Standard → Bank Card Business" to inquire. The annual fee of platinum card ranges from 480-1500-1800-3888-10000 yuan.
Collect good credit cards from several banks for reference: smart card of Guangfa Bank (the first three withdrawals per month are free), VISA double-label credit card of Xingye Constellation (one big card, one small card, and different small cards customized by different constellations), Weibo Daren Card of China Merchants Bank, QQ Card (with QQ number printed on it), China Eastern Airlines Card of Bank of Communications, and Guangfa Platinum Credit Card (Shang Zhen Platinum Card and Business Travel Platinum Card are highly recommended).
If you are a tall and outstanding person, it is recommended to apply for a platinum credit card.
Benefits of Platinum Card (Take Guangfa Card as an example):
With GDB Platinum Credit Card, you can enjoy high-speed rail VIP room (currently not provided by other banks), airport VIP room and other value-added services:
Green channel for medical treatment: you can enjoy VIP appointment registration service and medical guidance service three times a year in major cities in China free of charge, and give priority to the appointment of designated time and experts, accompanied by experienced guidance personnel to help complete the work of paying fees and taking medicines, so as to see a doctor easily.
Business VIP courtesy:
● Intimate VIP courtesy, quiet and comfortable exclusive space and convenient green passage.
1). airport VIP courtesy: exclusive lounge, agency procedures, boarding reminder, long-distance ferry, etc.
2). High-speed rail VIP courtesy: convenient location, close to the ticket gate, escorted by special personnel, priority boarding.
● You can enjoy the privileges of Guangfa's exclusive airport and high-speed rail VIP room unlimited times without making an appointment.
Free Longteng Card, 6 times (6 o'clock)/year Longteng Airport VIP lounge and 4 times (2 o'clock)/year Longteng high-speed rail VIP courtesy. Only 150 yuan/minute will be charged if the bonus points are exceeded.
Covering more than 200 major cities at home and abroad, such as Beijing, Shanghai, Guangzhou, Shenzhen, Hongkong, Tokyo and new york.
Tips:
1). VIP courtesy of the airport and high-speed rail is for personal use only. If you can take it with you, you need to pay: the escort fee for Guangfa exclusive airport/high-speed rail VIP room is subject to the quotation published on the spot; Longteng Airport/high-speed rail VIP room charge 150 yuan/point.
2) Due to the different conditions of VIP rooms in different places, the service items, service facilities and service processes that can be provided are also different. Please refer to the local actual service for details.
Multi-point gift (exclusive to Platinum Card): You can enjoy 3 times of points accumulation when spending on business trips or overseas merchants with Guangfa Platinum Credit Card? .
High travel accident insurance: 5 million yuan of travel accident insurance is attached with the card, which can also benefit your family, so that you and your family can enjoy intimate protection every time you travel.
Emergency call service? If you are in urgent need of a car for business or holiday, just call the service hotline, and we will arrange a car for you, and you can enjoy a preferential price.
Global preferential merchants? : VIP treatment of global preferential merchants, enjoying exclusive treatment and discounts of top merchants such as five-star hotels, high-end restaurants and luxury brands.
Global travel support service: When you encounter difficulties when traveling or on business, you can call the 24-hour global emergency support service hotline at any time and enjoy a number of emergency support services, including: emergency card replacement, emergency cash advance, translation service, luggage loss assistance service, etc.
International personal assistant? When you or your family are abroad, you can call the 24-hour platinum service hotline at any time to provide intimate services such as restaurant reservation, hotel reservation and medical treatment according to your needs.
Vip service line? : 24-hour VIP line service, with exclusive secretarial services provided by experienced service experts.
Exclusive fee reduction? : you can enjoy a number of fee reductions, such as the domestic fee for reading the consumption list, the fee for reading the payment voucher abroad, and the over-limit fee.
Counter priority service? : You can enjoy VIP priority service at the branch where Guangfa Bank opens VIP service window, and give priority to all business.
Integral mall commodity exchange discount? All goods in integral mall Platinum Zone of Guangfa Bank can enjoy a 15% discount, which will make your points appreciate faster.
Automatic RMB settlement for global transactions? The "RMB World Link" function will be automatically opened for you, and all overseas international transactions will be automatically converted into RMB transactions. You only need to repay directly in RMB through the RMB repayment channel, saving you the procedures and expenses for purchasing foreign exchange.
Free trade security: You can use your card to protect your own security. When your card is lost, stolen, forged or the card information is leaked, we will provide compensation guarantee whether it is paid by password or not. There is also a free transaction reminder message to keep you abreast of changes in your account.
Owner-specific Platinum Credit Card Service:
Refueling cash back is under control: you can enjoy generous cash back by swiping your card to refuel. The monthly refund ratio of the amount below 1 000 yuan (inclusive) is 10%, 1 006,5438+0 yuan to 2000 yuan (inclusive) is 3% and 200/kloc. Up to 1560 yuan per year!
Road rescue is speeding? Enjoy unlimited road rescue throughout the year, free rescue services such as trailer, oil delivery and quick repair within100km, and provide free local accommodation arrangement or scooter transfer service when necessary.
Is it safe and considerate to drive after drinking? : Guangfa Credit Card drunk driving service is newly upgraded. Login: wap.edaijia download the e-driver client, register with your mobile phone number and make an appointment easily. E road is safe and considerate, and you can enjoy six free drunk driving services a year.
High insurance is safe and worry-free? : the driver's personal safety accident insurance with a maximum of 500,000 yuan is attached with the card, which is exclusive and intimate.
Exclusive service of Platinum Credit Card for business travel:
Business VIP courtesy
● Intimate VIP courtesy, quiet and comfortable exclusive space and convenient green passage.
1). airport VIP courtesy: exclusive lounge, agency procedures, boarding reminder, long-distance ferry, etc.
2). High-speed rail VIP courtesy: convenient location, close to the ticket gate, escorted by special personnel, priority boarding.
● You can enjoy the privileges of Guangfa's exclusive airport and high-speed rail VIP room unlimited times without making an appointment.
Free Longteng card, unlimited free access to Longteng Airport and VIP privileges of high-speed rail.
Covering more than 200 major cities at home and abroad, such as Beijing, Shanghai, Guangzhou, Shenzhen, Hongkong, Tokyo and new york.
Tips:
1). VIP courtesy of the airport and high-speed rail is for personal use only. If you can take it with you, you need to pay: the escort fee for Guangfa exclusive airport/high-speed rail VIP room is subject to the quotation published on the spot; Longteng Airport/high-speed rail VIP room charge 150 yuan/point.
2) Due to the different conditions of VIP rooms in different places, the service items, service facilities and service processes that can be provided are also different. Please refer to the local actual service for details.
More consumption appreciation: enjoy rich consumption feedback and accumulate points faster. Redeem your favorite gift. Domestic consumption enjoys 2 times points, and consumption abroad enjoys 5 times points. (From February, 2065438+2003 1 day, the upper limit of multiple points in the monthly points of business travel platinum card is adjusted to 1 10,000, and the excess part does not enjoy multiple points. )
Mileage redemption and overflight enjoyment: Your consumption points can be redeemed for multiple airline miles, and you can enjoy the exclusive discount of redemption 1 mileage for every 20 points.
Golf Platinum Credit Card Exclusive Service
Free green playing: select many golf courses in China and enjoy free green playing service during unlimited holidays, so that you can release your pressure, swing freely in the sun, green grass, beach and forest and enjoy a comfortable life!
Free practice time is wonderful? Select many high-quality golf driving ranges in Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou and other cities, enjoy free golf practice services during unlimited holidays, and share a happy golf life with partners.
Wonderful events, elites gathered? : GDB Platinum Credit Card Customer Golf Tournament will be held from time to time. You can sign up for tournaments and get to know more elites.
Preferential booking status symbol: Enjoy domestic and international golf club booking service, enjoy VIP discount and preferential treatment.
For specific service details, please call 95508 or refer to the user manual.
Within the scope permitted by law, Guangfa Bank can adjust the specific service contents and detailed rules according to the provisions of national laws and regulations and the actual situation.
How many kinds of bank cards are there in China Merchants Bank? Doraemon collection card Hello Kitty fan card NBA co-branded card Olympic Fuwa and Kabes commemorative card 7-up commemorative card Jiuyou network co-branded card and so on. ....
How many kinds of credit cards are there in all banks? If it is basically divided into four categories, it will be more, because it is the same as a calendar, with the same nature, but it is painted differently.
1, the ordinary card is called Puka for short, and the general amount is around 3000 or 5000.
2. Gold cards generally range from 1W to 10W.
3. Platinum cards generally range from 50W to 100W.
4. Masonry cards rarely have a quota of 200 W to 500 W..
How many methods are there in practice? Have unlimited practice.
There are 84,000 practices in fine classification.
There are four kinds of rough classes, which treat greed and ignorance respectively and treat greed and ignorance generally.
How many kinds of bank credit cards have the same basic functions, such as credit card consumption and online payment. We will launch different offers and promotions for different credit cards from time to time. Because personal preferences are different, I suggest you choose according to your own preferences. If you need to know the details of the credit cards currently launched by our bank, please log on to the credit card website and click "Apply for Credit Card"-"Credit Card Family Photo" to select the card you are interested in.
How many kinds of bills are there in the bank? According to the provisions of China's bill law, bills include bills of exchange, promissory notes and checks. Bills can be classified from different angles. Bills are classified according to the time of payment, which can be divided into spot bills and forward bills. A sight draft refers to a bill that the payer must pay to the holder immediately after seeing the bill, such as a check, a sight draft, a promissory note, etc. A time draft is a bill that the drawee pays within a certain period or a specific date after sight. According to the different ways in which the payee records the bill, the bill can be divided into registered bill and bearer bill. A registered bill refers to a bill with the payee's name marked on it, which can be endorsed and transferred by the payee, and the payer can only pay the payee or his designated person. Bearer bill refers to a bill whose face does not contain the name of the payee. It can be directly transferred by delivering the bill without endorsement, and the payer can pay any holder.
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