1. To apply for the main card, you must be at least 18 years old and not more than 70 years old. To apply for a supplementary card, you must be at least 13 years old. If the applicant for the supplementary card is under 18 years old, his or her legal guardian must submit the application form Signature for approval.

2. A natural person with full civil capacity and repayment ability.

3. Have stable repayment ability: The bank will ask you to provide proof of employment and income. At the same time, in order to increase the application success rate and credit limit, it is recommended that card applicants provide proof of their own property, their own vehicles, and bank assets. In fact, every bank has different standards for property requirements, and there will be certain differences. The specific requirements depend on each bank.

4. Good credit status: It is required that you must not have a bad credit record. The bank will check whether this condition is met.