The repayment date for China Post Bank’s credit cards is the 31st of each month. The billing date is that day
The 11th of each month.
The current due date for China Post Bank credit card is the 20th day after the statement date. If the cardholder's repayment date is the 31st of each month and the interest-free repayment period is 20 days, then the cardholder's statement date will be the 11th of each month (31-20).
The bank will regularly summarize and settle all transactions and expenses incurred in the cardholder's credit card account every month, calculate interest, and calculate the total amount of arrears and minimum repayment of the cardholder for the current period. amount and send a statement to the cardholder. This date is the credit card statement date.
Extended information
1. There are three repayment methods for China Post Bank credit cards:
1. Cash deposit or transfer repayment at the counter and ATM, automatic linked repayment payment, Postal Bank online banking repayment (online repayment, intra-bank transfer), and mobile banking repayment.
2. Cash repayment or transfer repayment through other banks’ online banking, other banks’ counters, and other banks’ self-service machines.
3. Third-party platform repayment, such as Alipay repayment and WeChat Bank repayment.
2. Notes on repayment:
1. Additional cards can also be used for repayment.
2. China Post Bank credit cards do not support repayment at overseas outlets or ATM machines, but online banking, mobile banking, third-party payment platforms and other electronic channels are not affected.
3. When making inter-bank repayments, whether other banks support credit card repayments to our bank, the arrival time, and transfer-out fees shall be subject to the transfer-out bank.
Official website of Postal Savings Bank of China-Billing Knowledge What is the fixed monthly repayment date for Postal Savings Credit Card?
The repayment date for Postal Credit Card is the 20th day after the bill date. Assume (just assume) that your credit card bill date is the 19th of each month (fixed), then the last repayment date is the bill date The 20th day in the future, that is, around the 9th of each month (there are 30 and 31 days in each month), that is to say: March 20th to April 19th is a billing cycle. Periodic card consumption will generate a bill on April 19th, and May 9th is the final repayment date.
April 20th-May 19th is a billing cycle. Card consumption in this cycle will generate a bill on May 19th, and June 8th is the final repayment date. And so on.
So, if you swipe your card on the bill day, the interest-free period will be the shortest, only 20 days (swipe the card on April 19, and repay on May 9). If you swipe your card on the bill date, the interest-free period will be the longest, with 50 days (swipe the card on April 20, repay on June 8). Be sure to know your credit card billing date and repayment date to avoid missing payments.
On the bill day, you can check online banking, call the postal credit card customer service hotline to check, or check your own statement. Postal Credit Card Statement Date and Repayment Date
Postal Bank Credit Card Statement Date and Final Repayment Date are different for each person’s card. The current billing dates for Postal Savings Credit Cards are 3, 7, 9, 11, 12, 16, 19, 21, 24, and 26 of each month. Cardholders can set their own. The billing dates for different cardholders’ credit cards are different. . The last payment date for Postal Savings Credit Card is the 20th day after the statement date. For example: If the cardholder's bill date is the 3rd of each month, the cardholder's repayment due date will be the 23rd of each month (3+20).