If you accidentally apply for the Ping An reserve fund, you can directly call Ping An Credit Card Customer Service Hotline 955 1 1-2 to cancel the application manually, and the bank staff will help the user cancel the Ping An reserve fund after confirmation. Ping An Bank's reserve fund allows users to apply for a three-day hesitation period, during which users can apply to cancel the reserve fund.

Ping An Bank Reserve Fund is an installment payment service launched by Ping An Bank Credit Card Center for credit card holders. Users can get a credit line after successfully applying for the reserve fund. After spending with this line, they can repay the principal in installments, and only need to pay a certain handling fee.

After the hesitation period, the reserve fund cannot be cancelled, and the determined installment amount and number cannot be modified. You can only apply for early settlement, and there is a handling fee. For users who don't need to use the reserve fund, the penalty is more cost-effective than the installment fee.

After Ping An Bank's reserve fund is settled, users want to apply again, and it must be at least 3 months before they can apply again. If the interval is not long enough, the application will usually be rejected, so it is best to wait for a certain interval before applying.