Analysis of Credit Card Application in China Postal Savings Bank;

I. Conditions:

1. China residents, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who need the applicant to be at least 18 years old, with full civil capacity and good credit standing can apply for a personal credit card master card with their valid identity documents.

2. Personal card holders can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. The main cardholder can apply for cancellation of the supplementary card at any time.

3. Have a stable repayment ability.

Second, submit the certificate.

Identity card; Work certificate or income certificate; Work phone, home phone and my mobile phone; Tax payment certificate; Proof of assets such as real estate and vehicles under the name of the individual; Other banks, credit cards and so on. The import standards of each bank are different, and the above information is not needed. According to different requirements of banks, postal savings banks generally need proof of work or income.

Age requirements for handling banking business:

1. 16 years old, you need a guardian to accompany you to the bank with your ID card and household registration book.

2. At least 16 years old, you can apply for a bank card with your ID card.

3. At least 18 years old, you can open online banking.

5. You can apply for a credit card if you are over 18 years old and meet other conditions stipulated by the bank.