Rural commercial banks are regional independent legal entities and mutually independent legal entities. Deposit interest rates may be different in different regions. The information published by the business outlets of each rural commercial bank (rural credit cooperative) shall prevail. You can go to each business outlet or call the local rural credit cooperative to find out.

The current interest rates for RMB time deposits of Ping An Bank are: 1.4% for three months; 1.65% for half a year; 1.95% for one year; 2.5% for two years; 2.8% for three years and five years. You can log in to the Ping An Pocket Bank APP - Financial Management - Deposits, scroll down and select "Whole deposits and withdrawals" to view the interest rate and handle it.

The interest rate for ordinary time deposits is 45% higher than the central bank's benchmark interest rate, and the interest rate for large-denomination certificates of deposit with a minimum deposit of 200,000 yuan is 55% higher than the central bank's benchmark interest rate. Its ordinary time deposit interest rates for three months, half a year, one year, two years, three years and five years are 1.595%, 1.885%, 2.175%, 3.045%, 3.988% and 4.5% respectively.