no. Because the credit card repayment method does not include cross-bank use of debit cards for repayment.

repayment method of credit card:

1. In-bank repayment of credit card: including counter of credit card issuing bank, ATM, online banking, automatic transfer and telephone banking. After repayment, the credit card limit will be restored immediately, and the money will generally be recorded after being processed by the system on the same day.

2. Micro-banking POS mobile phone: Micro-banking POS mobile phone is a personal payment terminal in the mobile financial system, which can be used for direct credit card repayment and transfer. Arrive at the account immediately

3. Transfer/remittance repayment: mainly divided into two ways: inter-bank in the same city and inter-bank in different places. No matter how to transfer or remit money, the remitting bank will charge a certain fee, and at the same time, the time of payment and the convenience of repayment are not as good as those in peers, online repayment and convenience store repayment.

4. Online repayment: The common online platforms in China are UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Different platforms and banks are selected, and the charging standards and the specific payment arrival time are different.

5. Repayment in convenience stores: This method mainly completes repayment through the "Lacarra" smart payment terminal installed in convenience stores. Generally, it takes 2-3 working days to arrive at the account, and no handling fee is charged for repayment in this way.

6. Counter-connected repayment: Counter-connected refers to the bank card issued by various networked financial institutions, and the current RMB deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the host system of UnionPay Exchange Center.

Extended information:

Precautions for credit card repayment:

There are more and more emerging repayment methods, but the mainstream ones are online transfer repayment provided by banks, card-to-card repayment from third-party POS machines, and telephone banking repayment. If there is a fixed repayment mode and repayment cycle, monthly credit card repayment will become a "easy task".

In addition, I should remind you that when choosing a credit card, you should ask clearly which repayment methods the bank supports, and try to apply for credit cards with more diversified repayment methods. Don't be confused by petty profits such as "card shopping discount". After all, the convenience of credit cards is the most important thing.

the consequences of overdue repayment of credit cards are serious, so overdraft consumption should be moderate. Although the biggest feature of credit card is its overdraft function, it actually constitutes a loan relationship between customers and banks. Failure to repay the loan at maturity may not only cause legal disputes, but also bear high penalty interest. The most important thing is to form a bad credit record, which will adversely affect future work and life.

As a new payment method, credit card is also the simplest financial management method for consumers. Although overdraft consumption can reduce the financial pressure of cardholders' daily consumption, it is easy for cardholders to become slaves if they are mismanaged or have no good financial management concept.

When the bill pressure is too heavy, pay back the card with a card with caution. You can apply to the bank for installment payment or apply for delayed repayment and extension of installment to relieve the pressure. At the same time, you should reflect on whether your consumption mode is healthy and reasonable in time.

Baidu encyclopedia-credit card

Baidu encyclopedia-credit card repayment