1. Error in filling in information.
One of the main reasons for the failure of online application is information error. Because it is operated on a computer, the probability of typo is much higher than that on paper. Some careless users must pay attention to it when applying, and check it repeatedly after filling it out to avoid such mistakes.
2. Credit information is polluted
The applicant has a record of malicious overdraft or loan default in other banks; The applicant has a record of unpaid water, electricity, gas or telephone charges; The applicant has a lawsuit dispute or a bad record in the Public Security Bureau.
3. The applicant does not meet the requirements.
The applicant is engaged in industries with limited credit card issuance; The applicant's age, working years, wage income or other economic sources do not meet the prescribed card issuing standards; The relationship between the sub-card applicant and the main card applicant does not meet the requirements; The applicant's income, work and other comprehensive factors are unstable and risky.
Solution to the failure of credit card online application
After failing to apply for a credit card online, you can apply through bank outlets and submit some work certificates, income certificates and other materials to prove your "credit".
If the application conditions don't meet, Bian Xiao suggested that you can re-apply in another bank, which will have a greater chance of success. It is best to apply for the same bank every six months or so, otherwise it will not succeed.
Sometimes it may be a system problem for WeChat to inquire about the abnormal progress of credit card application, which is a normal phenomenon, so don't care too much.