How to repay ICBC etc?
ICBC etc can make repayment through bank counters, mobile banking, bank official website and third-party payment platforms, and cardholders can choose the repayment method that suits them. When users return credit card arrears, it is best to choose ICBC's repayment channel, not only because of the fast arrival speed, but also because there will be no handling fee. Users should pay attention to the account after repayment, and don't affect personal credit information because of the delay in receiving the account.
The overdue repayment of ICBC etc will also affect personal credit information. After the overdue, the bank will upload the overdue records to the credit information center, and the personal credit information will affect the handling of various loans.