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What should I do if I want to borrow money without collateral?

For the problem of unsecured borrowers wanting to borrow money, it is recommended that you take the following measures:

1. Find a lending institution that relaxes the review process. Unauthorized borrowers can also borrow money, but there are restrictions on loan channels. Some lending institutions do not have very high requirements for credit history, or will consider other factors, such as age, work experience, income, etc. You can get help by consulting the customer service of relevant institutions.

2. Provide as many legal supporting materials as possible, such as bank statements, income certificates, etc. If you can increase your credibility, your probability of applying for a loan will be greatly increased.

3. Check your credit record and clearly understand whether you have any bad credit record such as overdue credit. There are now many online loan big data systems that can provide online loan record inquiries. In "Balloon Check", you can check online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan credit limit and other important data information. This inquiry information is very helpful for investigation, inspection and evaluation when applying for a loan.

4. Borrow with the help of credit cards or other digital financial channels, such as online banking, Alipay, etc. Unlike traditional loans, these institutions have relatively relaxed credit history requirements and the process is faster. However, it should be noted that the borrowing amount and loan interest rate will be higher than those of traditional lending institutions.

In short, it is not easy for black households to borrow money. It is recommended to try the above methods as much as possible. At the same time, you need to plan your repayment plan reasonably to avoid being unable to repay.