1. What are the consequences of overdue credit cards?
1. Overdue credit cards will affect the credit history. Overdue credit cards may affect credit records, thus affecting personal credit scores and personal credit status.
2. Late fees will be charged for overdue credit cards. If the credit card is overdue, the bank may charge a late fee, which may be much higher than the principal, so the overdue credit card will bring more expenses.
3. Overdue credit card will affect personal credit limit. Overdue credit card may affect personal credit limit, thus affecting personal credit status and personal credit score.
Second, how to prevent credit card overdue risk
1. Use credit cards reasonably. When using a credit card, use it reasonably, don't abuse it, and don't exceed your ability to pay, so as not to cause the credit card to expire.
2. Check the credit card bill regularly. Check the credit card bill regularly, find the abnormal situation in the bill in time, and deal with it in time, so as not to cause the credit card to be overdue.
3. Repay in time. When using a credit card, you should repay it in time, so as not to cause the credit card to expire and affect your personal credit status.
Three, credit card overdue risk prevention measures
1. Arrange the expenditure reasonably. When using a credit card, you should arrange your expenses reasonably and don't exceed your ability to pay, so as not to lead to the expiration of the credit card.
2. Check the credit card bill regularly. Check the credit card bill regularly, find the abnormal situation in the bill in time, and deal with it in time, so as not to cause the credit card to be overdue.
3. Use credit cards reasonably. When using a credit card, use it reasonably, don't abuse it, and don't exceed your ability to pay, so as not to cause the credit card to expire.
4. Timely repayment. When using a credit card, you should repay it in time, so as not to cause the credit card to expire and affect your personal credit status.
5. Reasonable allocation of credit lines. When using a credit card, you should allocate the credit limit reasonably and don't exceed your ability to pay, so as not to cause the credit card to expire.
Fourth, summary.
What are the consequences of overdue credit cards? How to prevent the risk of overdue credit cards? As can be seen from the above, overdue credit cards will affect credit records, collect late fees, and affect personal credit lines; To prevent the risk of overdue credit cards, we can take measures such as rational use of credit cards, regular review of credit card bills, timely repayment, and reasonable allocation of credit lines. Therefore, when using credit cards, we should pay attention to the above points, so as not to cause overdue credit cards and affect personal credit status.