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Agricultural bank huinong credit card

How long is the credit card of Agricultural Bank of China generally valid

The credit card is valid for three to five years, and it is clearly marked on the face.

the validity period starts from the day when the credit card is issued, and the validity period of the credit card is clearly marked on the credit card face. The standard of the validity period of the credit card is below the credit card, and the standard format is the month before and the date after.

for example, 8/16 is displayed on the credit card, indicating that the credit card is valid in August 216. If the current credit card is reissued, it will be the same as the original validity period, but if it is reissued, the specific date will be on the current credit card.

Extended information

The functions of Agricultural Bank of China credit card are as follows:

1.

Huinong Credit Card has a powerful function of combining debit and credit. You can open current and multiple fixed sub-accounts and deposit your own funds to earn deposit interest. Moreover, after receiving the card, you can directly overdraw and use the letter immediately within the credit line approved by our bank without going through other formalities, flexibly arrange your own production and operation funds and manage your family property.

2. cyclic overdraft and quick turnover.

within the credit line approved by the agricultural bank of China, you can borrow and repay at any time according to your own capital situation, and the interest is calculated according to the actual days of use. After repayment, the credit line will be immediately restored and reused, realizing the rapid turnover of funds, saving the use cost of funds and realizing asset appreciation to the maximum extent.

3. Cash in full, easy to use.

you can not only spend overdraft, but also withdraw overdraft and transfer overdraft. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can reach up to 1% of the credit line, which can meet your capital needs for different purposes to the greatest extent.

4. High credit and flexible guarantee.

You can obtain the credit of Huinong Credit Card through various guarantee methods such as credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the maximum credit line can reach 3, yuan.

5. the combination of activity and activity makes management easy.

With Huinong Credit Card, you can open RMB demand account and multiple RMB time sub-accounts at the same time, and you can easily manage your demand deposit and time deposit with one card in hand without other cards or certificates of deposit.

6. Pay by proxy, which saves worry and effort.

You can pay water, electricity, communication, cable TV and other expenses on your behalf through Huinong Credit Card, which will save you from running around. When your own funds in your account are insufficient, you can also pay the above expenses with overdraft not exceeding 1 yuan within the credit line.

7. the main card is attached to the card, and the limit is * * *.

according to your own situation, you can open multiple supplementary cards for your family or friends, so that they can * * * use their own funds in your cards, or * * * use the credit line approved by our bank according to your requirements.

8. according to your requirements, you can control the payment times, amount and overdraft authority of the supplementary card, and you can also cancel the supplementary card at any time, so that you can flexibly control the use of the supplementary card.

Baidu Encyclopedia-Agricultural Bank Credit Card

Baidu Encyclopedia-Credit Card

China Agricultural Bank official website-Credit Card Charter

What does it mean that Hebei Huinong Love Credit Card is valid for up to two months

Hebei Huinong Love Credit Card is valid for up to two months, which means that love credit card can be used for up to two months. Hebei Huinong Love Credit Card is a RMB single-currency credit card issued by Agricultural Bank of China and UnionPay clearing institution.

the validity period of CCB Longjiang Huinong Card

Generally, there will be a validity period on the card.

for example, a credit card is valid below the 16 digits of the credit card. There are four digits. The first two digits are the month and the last two digits are the year. For example, 6/28 means that the card is valid in June 228.

Huinong Card not only has various financial functions such as cash deposit and withdrawal, transfer and settlement, consumption, financial management, etc., but also provides cardholders with various special service functions such as transaction details discount, farmers' carrier, rural social security and medical insurance identification and fee payment, rural public utilities collection and payment, financial subsidy agency, etc.

how to change the Agricultural Bank of China Huinong Credit Card when it expires? Attention should be paid to these matters

We all know that the bank will replace ABC's credit card with a new one after it expires, but some special card types are different. For example, this ABC Huinong credit card is a quasi-credit card with a combination of borrowing and lending, and many people don't know how to change the card when it expires. Here's an introduction.

Huinong Credit Card is a loan-to-credit product of Agricultural Bank of China to meet the short-term and frequent needs of individual industrial and commercial households, private enterprise owners, partnership partners, small business owners, large leasing and contracting households and large rural breeding households. Unlike ordinary credit cards, it is a quasi-credit card, to be precise, Jinsui quasi-credit card.

The validity period of the Agricultural Bank of China Jinsui quasi-credit card is generally 1-2 years, and it is generally marked in the form of "MM/YY" on the front of the card. The first two digits are the expiration month, and the last two digits are the expiration year. The validity period expires on the last day of the month, and you must change the card before you can use it.

however, unlike ordinary credit cards, it is not the bank that sends the new card to the cardholder on its own initiative to change the card when it expires. Generally, one month before the expiration of the Jinsui quasi-credit card, the Agricultural Bank of China will send a card replacement notice to the cardholder by SMS, telephone, etc.

if the cardholder doesn't ask for a new card after receiving the notice, the Agricultural Bank of China will make the new card and send it to the original application acceptance outlet to change the card for the cardholder. Cardholders can fill in the card replacement application form at the original application acceptance outlet in the month of expiration and get a new card. When changing the card, the cardholder shall return the valid card to the issuing bank.

It should be noted that if the cardholder does not propose not to renew the card, but the bank does not get the card within one year after receiving the notice, the Agricultural Bank of China will cancel the account of Huinong Credit Card.

that's enough for the introduction of the validity period of Huinong credit card.