The bid threshold is extremely low, and the points are permanently valid. ※:

There are many special businesses. ※:

※ Joint cardo※:

※ Online banking is powerful, easy to operate and supports Alipay;

There are often value-added group purchases, with many activities and many tricks. ※:

※ The one-card function is easy to use;

All cards are combined into one bill (convenient for repayment). ※:

There are many kinds of cards with exquisite design. ※:

There is a 48-hour "lost card guarantee". ※:

800 is easy to connect and the service is good. ※:

Shopping by stages is convenient, and there is no quota by stages. ※:

There are bills in installments. ※:

The success rate of swiping cards is high. ※.

Disadvantages of China Merchants Bank Credit Card:

The integral policy is not ideal (20 yuan gets one point, which is not zero). ※:

There is no SMS prompt for small consumption. ※:

※ All cards are combined into one bill (inflexible);

Online payment limit is too low to calculate points. ※.

China Merchants Bank Credit Card is suitable for friends who pay more attention to service than points. Every time the quota is raised, it is active. China Merchants Bank's credit card has no password. Although the quota is high, it also has risks.