Which ICBC credit cards can be exempted from annual fees

1. ICBC credit cards: platinum card, personal gold card, personal ordinary card, personal special card, corporate card, official card, etc. The annual fee is waived if certain requirements are met. 2. Annual fee exemption policy for ICBC credit cards 1. For platinum card customers, the accumulated card consumption in this account reaches RMB 200,000 or equivalent (excluding online consumption, house purchase, car purchase, wholesale, charity and other ICBC recognized purchases) during the year of using the card. For purchases at merchants that cannot accumulate points), the annual fee for the primary and secondary cards can be reduced or exempted. (Except ICBC American Express Centurion Platinum Card) 2. Platinum card customers have accumulated consumption of RMB 4 million or equivalent in this account (excluding online consumption, house purchase, car purchase, wholesale, charity and other consumption at merchants deemed by ICBC as not eligible for points accumulation) ), can give its primary and secondary cards a permanent annual fee exemption. (Except ICBC Centurion Platinum Card) 3. UnionPay standard platinum cards (except UnionPay Premium Platinum Card, Dual-core Combo Platinum Card, and UnionPay Multi-Currency Platinum Card) are charged a 10% discount on annual fees. 4. For personal gold card, personal ordinary card, and personal special card customers, if the accumulated card consumption in their account reaches 5 times or RMB 5,000 or equivalent during the year of using the card, the annual fee of the primary and secondary cards for the current year can be reduced or exempted. 5. Corporate card (commercial card) customers who have accumulated 100 card purchases or RMB 100,000 or equivalent in their account during the card year can be exempted from the annual fee of the primary and secondary cards for the current year. 6. There is no annual fee for personal card accounts signed with ICBC for payment of wages, pensions, subsistence allowances, medical insurance, unemployment insurance and housing provident funds (except for platinum cards and above). 7. Business cards (personal cards, business travel cards) are free.

Which ICBC Platinum Card has no annual fee

The ICBC Platinum Cards with no annual fee include World Struggle Credit Card, World Struggle·China Great Credit Card, Universe Constellation Credit Card and Universe Constellation Credit Card Campus Edition , these credit cards are all exempt from annual fees within the validity period. In addition, cardholders can also waive the annual fee by completing the conditions for platinum card annual fee exemption stipulated by ICBC. The conditions are:

1. The amount of card consumption in the year reaches 200,000 yuan or equivalent;

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2. Online consumption, house purchase, car purchase, charity, wholesale and other consumption that ICBC does not accumulate points are not counted.

3. If it is a UnionPay brand platinum card, you can use 140,000 points for the main card and 70,000 points for the supplementary card in exchange for the annual fee; for platinum cards of other brands, you can use 160,000 points for the main card and 80,000 points for the supplementary card. Points are exchanged for annual fees.

As the "largest bank in the world", ICBC issues countless credit cards every year. The main reason is that all fees and charges are lower than other banks. It often waives the annual fee for platinum cards with deep pockets. If you don’t know which credit card is better, ICBC is definitely your best choice. So what are the platinum credit cards worth applying for in ICBC

1. ICBC Shangri-La Credit Card: There are several versions of Platinum Card, MasterCard/VISA, UnionPay Card Set, and now there is Shangri-La Hotel Golden Circle Diamond Level , Jade level will have its annual fee waived for 3 years, and others will have their first year's annual fee waived. The event ends on October 31, 2018.

2. ICBC Kaiyuan Credit Card: There are two levels: platinum card and gold card. The annual fee is waived in the first year. Platinum Card spends 200,000 yuan to waive the annual fee in the next year. You will receive a 3-year Kaiyuan Platinum membership upon opening the card. , enjoy many benefits.

3. ICBC Teacher Credit Card: MasterCard, UnionPay platinum card set, and two sets of pink and green gold cards. The annual fee is waived for the first year, and the annual fee for the following year is halved.

4. ICBC Medical Credit Card: VISA UnionPay Platinum Card, and Gold Card Level. The validity period is 8 years. The annual fee is waived in the first year and the annual fee is halved in the following year.

5. ICBC-China Resources Co-branded Credit Card: There are two versions of UnionPay and VISA Platinum Cards. The card levels include Gold Card and Regular Card. The annual fee will be waived for the first year starting from January 15, 2018. Enjoy the privileges of China Resources Pass membership.

6. ICBC Tuniu Niuren Credit Card: MasterCard UnionPay Platinum Card Package, which also has gold card and regular card packages, with annual fees reduced for 3 years, and you can also enjoy Tuniu Travel Network Various privileges.

Does ICBC credit card have an annual fee? Are there any that waive the annual fee?

In the absence of special offers, ICBC credit cards charge an annual fee. The first-year annual fee will be charged when the card is activated for one year (the starting date of annual fee calculation is the card activation date, not the card issuance date). ), and annual fees will be deducted year by year based on this basis.

ICBC is now launching preferential card types with no annual fee, such as: World Struggle Credit Card (this product is issued and must be applied before December 31, 2021): Anyone who successfully applies for World Struggle Credit Card, whether it is a simple platinum card, Whether it is a gold card or a regular card, the annual fee is waived during the validity period; the Universe Constellation Credit Card is exempted from the annual fee during the validity period. Annual fee-free card types include but are not limited to the above two card types. You can log in to the ICBC website and click on Credit Cards - Card World. There are detailed introductions to various cards. You can view the application according to your personal needs.

(Answer time: June 10, 2021. In case of business changes, please refer to the actual situation.)

Which ICBC credit card has no annual fee?

1. For platinum card customers, during the year of using the card, the cumulative card consumption in this account reaches 200,000 yuan (excluding online consumption, house purchase, car purchase, wholesale, charity and other points deemed not to be accumulated by ICBC). The annual fee for the primary and secondary cards for this year can be reduced or exempted. (Except ICBC American Express Centurion Platinum Card)

2. Platinum card customers’ accumulated consumption in this account is RMB 4 million or equivalent (excluding online consumption, house purchase, car purchase, wholesale, charity and other ICBC For purchases at merchants that are deemed not to be able to accumulate points), the primary and secondary cards can be given a permanent annual fee exemption. (Except ICBC Express Centurion Platinum Card)

3. UnionPay Standard Platinum Card (except UnionPay Premium Platinum Card, Dual-core Combo Platinum Card, and UnionPay Multi-Currency Platinum Card) has a 10% discount on the annual fee Charge.

4. For customers with personal gold cards, personal ordinary cards, and personal special cards, if the accumulated card consumption in their account reaches 5 times or RMB 5,000 or equivalent in the year of using the card, the annual payment for the primary and secondary cards for the current year can be reduced. fee.

5. For corporate card (commercial card) customers, if the accumulated card consumption in this account reaches RMB 1,000,000 or RMB 100,000 or equivalent during the year of using the card, the annual fee for the primary and secondary cards for the current year can be reduced or exempted.

6. Signing a wage payment contract with ICBC, pensions, subsistence allowances, medical insurance, unemployment insurance, and housing provident fund personal card accounts are free of annual fees (except for platinum cards and above).

7. Free business cards (personal cards, business travel cards)

Here is the introduction to ICBC credit cards with no annual fee and ICBC credit cards with no annual fee. That's it. I wonder if you found the information you need?