Hello, the monthly bill settlement date and due repayment date of the credit card are fixed. If the repayment is overdue, it will generate late fees and interest, and it will affect your personal credit. Your credit information will be recorded in the personal credit database and become a part of your credit record. If the repayment cannot be made in time due to special reasons, please call the credit card customer service hotline at 4825555 as soon as possible to explain the situation to the customer service specialist and see if there is room for handling.