Credit card upgrade to platinum card. During the application period, if the user does not want to apply for a platinum card, he or she can call the credit card customer service hotline to cancel. The manual customer service will consult the user about the reason for cancellation. As long as the specific reason is explained and the upgrade is confirmed to be canceled, the customer service will help the user handle the business.

The Platinum Card is a high-end credit card. Users who are invited to upgrade their cards have a higher chance of being approved. If a user applies for a platinum card independently, the bank's review will be stricter.

Bank of China credit card cancellation rules:

Bank of China credit cards cannot be canceled through the credit card service hotline. Cardholders need to bring their ID cards to a Bank of China business outlet and the counter staff will help cancel the card. Method for canceling Bank of China credit card: Cardholders should call the 24-hour customer service hotline to apply for account cancellation, and Bank of China will check the status of the credit card under the customer's name.

The account cancellation work cannot be completed immediately. 45 days after the cardholder applies for account cancellation, if the customer's account has no arrears and no balance, the bank will close the account for the customer; if there is arrears, the bank will Proactively notify customers to repay their arrears as soon as possible to complete the account cancellation; if there is any remaining balance, they can go to a Bank of China branch branch to handle the balance return.