Finally, the bank clerk will handle it according to your information. It is impossible for banks to charge. If you report it, the salesman will definitely be in trouble. Maybe you want to get a high credit card, so you want to wrap it up. But the intermediary will definitely give you trouble. If I didn't tell you about the handling fee before, the most you can do is to run errands.

As for the change of delivery address, I don't know what you mean. At least if your card hasn't been received, you can't change it. If I changed it, I wouldn't send it to you. You can change it later.

Try to take the regular route, otherwise there will be risks.