1. Postal Unbounded Card is a platinum card. Post Unbounded Card is Post Bank’s platinum card series. Swipe your card to reduce your annual fee. After successful application, users can enjoy 50 days of interest-free, no annual fee in the first year, and no annual fee in the second year. Users who successfully obtain the Postal Unbounded Card can also enjoy recharge and repayment discounts and Shangchao digital gift certificates. Generally speaking, Pu Card, Gold Card, Platinum Card, Diamond Card, Black Gold Card and Unlimited Card refer to the credit card levels issued by banks.

2. Because each bank issues too many cards, and each bank has different standards for classifying card levels, cardholders need to know clearly. Among them, postal savings bank unbounded credit card holders can enjoy a mobile phone recharge right of 5 yuan off a monthly recharge of 50 yuan after opening the card and binding the cloud quick payment card. The higher the level, the better the benefits. The higher the level, the higher the starting point for credit card limits. Therefore, users who can apply for a premium credit card are better off applying for a premium credit card.

The main differences between Postal Bank Gold Card and Platinum Card are as follows:

1. Different credit card limits: Postal Bank Gold Card limit is generally less than 100,000, and Postal Bank Platinum Card limit is generally less than 100,000 Between 10,000 and 1 million.

2. Difference in credit card annual fees: The annual fee for the Postal Gold Card is 125 yuan per year. Usually the annual fee is free for the first year. As long as users meet certain conditions, the annual fee can be reduced or reduced every year. The annual fee for the Postal Platinum Card is 500 yuan per year. The annual fee is waived in the first year, and may be waived under certain conditions.

3. Different benefits and services: The Postal Service Platinum Card enjoys higher and richer benefits and services than the Postal Service Gold Card. China Postal Savings Credit Card Gold Card is a standard credit card product developed for mid-to-high-end people. In addition to revolving credit, consumer installments, cash advances, optional passwords and other services, the product also offers air ticket and hotel reservations, auxiliary card limit adjustment, 48-hour card loss report protection, free transaction reminders, large cash advances, double birthday points, and exciting gifts Exchange, etc., it is a real credit card that meets international standards. Cardholders can enjoy the convenience and benefits of "swipe the card before paying back" at home and abroad, and use it worry-free anytime and anywhere. Real-time transaction reminder - As long as there is a transaction in your account, you can receive transaction SMS reminders from our bank for free. 50% withdrawal rate – Gold card holders can enjoy a maximum 50% withdrawal rate.