How to deal with credit cards that are 4 days overdue:

First of all, pay off the overdue amount as soon as possible. Paying back your balance promptly can reduce the accumulation of interest and penalties.

Second, contact the credit card issuer and explain the situation. Communicate with your credit card issuer to seek solutions such as deferring payments, paying in installments, or adjusting your repayment plan.

Also, learn about fees and policies. Read the terms and conditions in your credit card contract to learn about overdue fees, interest rate adjustments, and more so you can better deal with overdue issues.

Summary: After 4 days of overdue credit card, you should repay as soon as possible and negotiate a solution with the credit card issuer, and understand the relevant fees and policies.

Extended information: According to relevant Chinese regulations, overdue credit cards may incur high late payment fees and penalty interest, and will affect personal credit records, adversely affecting loans, home purchases, etc. Therefore, it is recommended to try to avoid the occurrence of overdue credit cards and ensure timely repayment.