Recently, the state has issued corresponding policies to strengthen the supervision of financial institutions. Naturally, financial institutions have also increased their control over cardholders. And no matter how the current policy changes, credit cards have always been at the forefront of strict risk control management, and the downward adjustment of credit card quotas has always been a concern of everyone. So, how can credit cards reduce risk control? How to reduce risk control of credit card? If cardholders want Yao to reduce the probability of risk control, they need to pay attention to the credit card amount, the time and place of swiping the card, the number of overdue or long-term arrears, abnormal consumption, etc., which can affect the bank's risk control of credit cards. Among them, the credit card limit is maxed out every month, which will make the bank suspicious, so paying attention to the credit card limit can also prevent the credit card from being controlled by the wind. In addition, if the repayment is often overdue, the bank will think that the cardholder does not have the ability to repay on time, thus reducing his credit limit. If there is an obvious abnormality in credit card consumption, it will be considered as a credit card cashing behavior. Cash withdrawal is strictly controlled by the bank, and cardholders had better not touch it.