Application conditions: the main card applicant must be at least 65,438+08 years old and not more than 70 years old. Applicants for supplementary cards must be at least 65,438+03 years old. If the applicant for supplementary card is under 65,438+08 years old, his legal guardian must sign the application form and recognize it as a natural person with full civil capacity and repayment ability. You can apply for a personal card with your valid ID card and relevant supporting documents. The main card has a certain social status or the annual income exceeds the applicant's place of work (same as above).

Application materials: If you are a local household registration applicant, you need to provide: ① a copy of your ID card; 2 proof of income; ③ proof of residence

Annual fee policy: free of annual fee in the first year, and free of annual fee in the following year by swiping the card for 3 times;

Quota: CCB standard IC credit cards are divided into gold cards and ordinary cards, with gold cards ranging from 8,000 to 50,000 and ordinary cards ranging from 3,000 to 8,000. The bank conducts comprehensive examination and approval according to the applicant's information, and finally gives the quota.

Integral rule: every time you spend RMB 1 yuan product 1 points, every time you spend USD 1 yuan product 7 points, the points are permanently valid;

Withdrawal: the maximum withdrawal ratio is 30%, the withdrawal fee is 0.5% of the withdrawal amount, and the domestic minimum fee is 2 yuan;

Minimum repayment ratio:10%;

Maximum interest-free period: 50 days;

Card Loss Protection: CCB Credit Card provides consumption abroad with card loss protection service 48 hours before loss reporting.