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The beginning of each major bank account number

The starting numbers of bank cards of major banks are as follows:

1. China Construction Bank: 4367 or 6227;

2. Agricultural Bank of China: 6228 or 9559;< /p>

3. Industrial and Commercial Bank of China: 6222 or 9558;

4. Bank of China: 6216, 4563, 6013;

5. Postal Bank: 6221 or 6210;< /p>

6. Bank of Communications: 6014 or 5218;

7. China Everbright Bank: 6282 or 3568;

8. Minsheng Bank: 6226 or 4218;

9. Industrial Bank: 6229 or 4864;

10. Ping An Bank: 6029 or 9988.

What do the different numbers in the bank card number represent?

There are basically two types of bank cards now, one is an ordinary debit card, which is composed of 19-digit code. The other is what we often call a credit card, which generally consists of a 16-digit code. We can divide it into three parts:

The first part is the first 6 digits at the beginning of the bank card, which is the bank’s identification code, that is, BIN. Simply put, the first 6 digits are used to identify the bank card. It can determine which bank issued the card and the type of the card. For example, 621700 is China Construction Bank. The first digit or the first two digits generally represent different card issuing agencies. For example, the number starting with 62 is China UnionPay. Cards starting with 4 are VISA cards, and some are from MasterCard. Generally, card numbers start with 51, 52, 53, and 54.

The second part starts from the seventh digit of the card number and is the personal account identification. It generally consists of 6 to 12 digits. The personal account identification of each bank is somewhat different. Some banks This part contains some code information for branches, branches, and training outlets. Some banks are not so detailed and will use natural running order to code.

The third part is the last number we are talking about, which is the check digit. The number in front of the card number is calculated using an algorithm to calculate whether it is a credit card or debit card, and then the last number is obtained. Then combine all this information to form a digital card number. That is our bank card number. Therefore, the numbers on each bank card have different meanings and are as unique as our ID cards. After all, the bank cards contain our money. If the card numbers are the same, it may cause a lot of trouble.