1. Go to the local rural credit cooperative and fill out the credit card application.
2. Bring my ID card, income certificate, work certificate and other documents (if you can provide real estate license and driving license, it is better) to submit the information.
3. After the credit card audit data is submitted, the card can be issued within 15 working days under normal circumstances. The landlord can call customer service to know the progress of your credit card application.
Extended data:
Credit card applicants of rural credit cooperatives shall meet the following basic conditions:
1, applicant 18 years old or older;
2. Have certain repayment ability;
3. Have a stable job and income, and can provide proof of income or social security;
4. Can provide valid identification.
County Association is an approved economic joint organization, which consists of shares of rural credit cooperatives in the county (city) where it is located, implements democratic management and mainly serves rural credit cooperatives.
Rural cooperative banks are local financial institutions in joint-stock cooperative communities composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within their jurisdiction. It is an enterprise organization form that absorbs the joint-stock management mechanism on the basis of cooperative system.
The main businesses of rural credit cooperatives are traditional deposits, loans and remittances. In recent years, with the rapid development of rural economy in China.
On the basis of serving agriculture, countryside and farmers, rural credit cooperatives actively expand service fields, innovate service varieties, increase service means and further enhance service functions.
In some areas, rural credit cooperatives have provided intermediary services such as agency, guarantee and credit card, and tried to offer new services such as bill discount, foreign exchange trading, telephone banking and online banking, providing better and more convenient financial services for members and customers.
Can rural credit cooperatives handle credit cards?
Rural credit cooperatives can apply for credit cards. Credit cards of rural credit cooperatives need at least 18 years and a stable source of income.
The following information is required:
1. Copy of ID card (self-copy).
2. The income certificate or work certificate of the unit (printed or collected at the counter).
3. Credit card application form (collected at the credit union counter).
If you own a house or a vehicle and provide information to the bank, you will get a large credit card limit.
Extended data:
After the credit card application materials are submitted, they will first be submitted to the audit department of the credit card center of the issuing bank. The audit department will grade the applicants according to their personal conditions, which generally takes 10 working days.
If approved, the issuing bank will handle the card for the cardholder within two working days, and then send the registered letter of the credit card by registered mail or express delivery, which usually takes about one to five days, and express delivery usually takes about five days.
For some cardholders who have applied for a credit card and submitted complete information, the bank's approval will be much faster, and the card will be issued in about three days, so the credit card will be completed soon, depending on the applicant's personal situation and the approval speed of the issuing bank. The results will come out in a month or so.