In March 2019, Mr. Zhang (pseudonym) from Shenyang, Liaoning received a court summons

The summons was a civil lawsuit from Shanghai Pudong Development Bank

The cause of the incident was that Mr. Zhang owed 75,000 to Shanghai Pudong Development Bank, which was overdue for six months and was sued

Overdue credit cards affect credit reporting, and collections may come to your door, or even be sued by the bank

These are important for For debtors, this may not be a surprise

But Mr. Zhang’s case is special

Because after receiving the court summons, he appealed, and Shanghai Pudong Development Bank took the initiative to withdraw the lawsuit...

What exactly is going on?

First of all, from the perspective of Mr. Zhang’s work, it is in the engineering industry, and the market was not very prosperous in 2018.

In addition, Party B’s position is that regardless of the money involved, the money will be repaid to the total amount. It’s “a long way off”

It stands to reason that Mr. Zhang’s career is quite glamorous and his life is very comfortable

But you have to know that when the project funds are delayed, the employees’ expenses It’s a huge burden

Mr. Zhang used his own savings and credit card overdrafts

He originally wanted to turn over some money, but this turnaround directly led to the credit card being overdue

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Although the bank allows the second installment business after the credit card is overdue

He personally has used the Pudong Development Bank Credit Card for nearly 10 years, with good credit and a large credit limit

He thought He was able to successfully negotiate with the bank directly and smoothly, but the result was not what he expected.

The bank just repeatedly emphasized that he should repay the loan and the many legal risks that may exist if he did not repay.

The bank obviously did not give the opportunity for negotiation

In this situation where personal negotiation was powerless, Mr. Zhang could only find three parties to restructure the debt

In order to deal with his Planning for Credit Card Debt.

The overall processing speed of Shanghai Pudong Development Bank is also very fast. After accepting Mr. Zhang’s entrustment

it took about 7 working days to completely stop collection and achieve a second installment.

The Shanghai Pudong Development Bank Head Office has signed an installment repayment agreement with Mr. Zhang

Not long after the entire installment plan was resolved, Mr. Zhang suddenly received a summons from the Shanghai Pudong Development Bank branch

The thing is very simple, because when Mr. Zhang entrusted three parties, he submitted the materials to the head office almost at the same time as the three parties

The Shanghai Pudong Development Bank branch integrated Mr. Zhang’s materials and submitted them to the court. During the review and acceptance

The Shanghai Pudong Development Bank Head Office has completed the debt dispute mediation with Mr. Zhang

In this case, Mr. Zhang called the corresponding staff of the head office to explain the situation

Shanghai Pudong Development Bank The bank branch withdrew the lawsuit...

In short, Mr. Zhang's overdue credit card issue was successfully resolved.