1, annual fee-free policy: unconditional fee-free in the first year, annual fee-free by swiping the card six times in the second year, and so on.

2. Cash advance limit:? 100% credit line.

3. Interest-free period: 18 to 49 days.

4. Consumption verification method: signature+password.

5. Revolving credit interest (daily interest): 0.05% interest is charged every day.

6. SMS notification fee for consumption: free SMS notification for consumption exceeding 100 yuan, and no notification for consumption below 100 yuan.

7. Minimum repayment amount: 65438+ 00% of the minimum amount owed.

8. Billing date: 5th, 7th, 10, 12, 15, 17, 20th, 22nd and 25th of each month are billing dates, which can be adjusted once every six months after card opening.

9. Online payment: After the online payment function is enabled, users can set the cumulative consumption limit by themselves. When the consumption reaches this limit, it needs to be reset, and the previous accumulated records will be cleared.

Extended data:

I. Integral

1, integration method: product 1 km 18 yuan product 20 yuan product 1 integral product 1 integral 20 yuan.

2. Period of validity of points: permanently valid.

Second, in stages.

1, installment application: call customer service of China Merchants Bank; The application time is from the day after the current billing date to two working days before the due repayment date.

2. Staging types: single installment, bill installment, shopping mall installment, online shopping mall installment, mail order installment, telephone shopping installment, TV shopping installment, car purchase installment, home improvement installment and group installment.

3. Installment amount: minimum 65,438 yuan+0,000 yuan.

4. Installment interest rate: 3: 2.6%, 6: 4.2%, 12: 7.2%.

5. Deduction method: one-time payment.

6. Provisions on prepayment: prepayment can be made, but the fees collected will not be refunded.

China Merchants Bank-Youth Card (Youth Edition)

China Merchants Bank-Youth Card (Youth Edition)

Baidu Encyclopedia-China Merchants Bank Youth Card