Credit card withdrawal fees and interest are issues that many card users are concerned about, and the regulations of major banks are different. Today, I will take ICBC's credit card withdrawal fee and interest as an example to give you a detailed introduction.
Regarding the handling fee and interest of ICBC's credit card withdrawal, I consulted ICBC staff, and the staff told me a detailed answer:
I. ICBC Credit Card Withdrawal Fee
1, ICBC credit card withdrawal fee for peers in the same city
There is no handling fee for ICBC credit card to withdraw money at the account opening place.
2. ICBC's credit card peers withdraw money from different places.
Rmb: 1% of the withdrawal amount, with the lowest 2 yuan and the highest 100 yuan;
: According to the withdrawal amount (including domestic and overseas), the minimum is HK$ 3 yuan/MOP 3 yuan/Euro (the remaining accounts are charged at the minimum equivalent of US$ 3).
Tip: Domestic transactions of military official cards, peony platinum cards and ICBC Express Centurion Black Gold Card/Platinum Card are free.
3. Inter-bank withdrawal procedures for ICBC credit cards at the place of account opening.
The handling fee is 4 yuan/transaction, and cross-bank withdrawals are handled in other domestic cities outside the account opening place. In addition, the handling fee for remote withdrawal is charged at 1% of the withdrawal amount, ranging from the lowest in 2 yuan to the highest at 100 yuan. Please refer to the actual charges for details.
4. ICBC credit card interbank withdrawal fee
ICBC Credit Card handles inter-bank withdrawals at the place where the account is opened, and the handling fee is 4 yuan/transaction.
Second, ICBC credit card withdrawal interest
Seeing this, do card friends know the handling fee and interest of ICBC credit card withdrawal? If you have other questions, you can leave a message. In the credit card column, click
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How much does ICBC charge?
The handling fee of ICBC is 1% of the cash withdrawal amount, ranging from the lowest 2 yuan to the highest 100 yuan.
ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
For more information about ICBC's handling fees, please visit: See More.
Does ICBC charge for swiping cards in different places?
ICBC's credit card has no geographical concept, and there is no handling fee for credit card consumption in the country.
The credit card itself does not have local and remote problems. If you swipe your card directly on the POS card reader, the handling fee will be borne by the merchant, and the cardholder will not bear the handling fee. If you withdraw cash directly from ATM, there will be differences between local and remote places. For example, ICBC's credit card does not charge a handling fee for local withdrawals, while banks such as China Merchants Bank charge a handling fee of 1% for ATM withdrawals, whether local or off-site.
ICBC's bank cards are divided into credit cards and savings cards, and the fees charged for withdrawals from different places are different, as follows:
1, China Industrial and Commercial Bank's savings card is free of charge for withdrawal from other places. For withdrawals from different places, 4 yuan and a handling fee of 0.5% of the withdrawal amount will be charged, with a maximum charge of 50 yuan.
2. The handling fee for withdrawing RMB from ICBC credit cards in China (including other places) is charged at 1% of the amount, ranging from 2 yuan to 100 yuan.
There is no handling fee for ICBC credit card swiping in different places. No matter which bank's credit card is swiped, no matter where it is swiped, there is no need to pay extra handling fees. A handling fee of 1% is charged for cash withdrawal, with a minimum of 10 yuan for each withdrawal.
When using a credit card, please follow the following methods:
1. When swiping your card, please don't put your credit card away from your sight to avoid misuse or theft; 、
2. Don't sign a blank or unfilled bill at will;
3. Before signing, please be sure to confirm whether the amount listed in the signed bill is correct, and pay attention to whether the consumption currency and the amount expressed in words and figures are correct;
When using a credit card, you must sign to confirm the consumption. Generally, you don't need to show your ID card or enter your password. However, please cooperate in the following situations: due to the operating specifications, POS machines in some cities still need to enter passwords, so please enter 6 digits at will. If you spend a lot of money or buy goods that are easy to realize, it is recommended that you enter an accurate ATM private password.
How much is ICBC's credit card withdrawal fee?
ICBC charges a handling fee of 1% for the cash withdrawal amount of the credit card, with the lowest charge of 2 yuan and the highest charge of 100 yuan. \ r \ Cash withdrawal handling fee refers to a certain percentage of handling fee charged by banks for cash withdrawal, including bank card withdrawal and credit card withdrawal. \ r \ For more information about ICBC's credit card withdrawal fees, please visit: See More.
Is there a handling fee for industrial and commercial credit cards? Let's stop here.